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Albert Tinio

Co-CEO, Co-Founder and Chief Commercial Officer

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Albert has several years experience in the fields of fintech, banking, telecommunications,

and logistics. He started his career in logistics having worked for American President Lines

and Federal Express. He broadened his knowledge and experience by then moving into

telecommunications with two major Philippine telco players, Globe Telecom and Smart

Communications. While in Globe, Albert earned Globe’s Leadership Award for significant

gains made in growing and expanding broadband services nationwide. He transitioned

from telco to fintech after being chosen to lead GCash as President and CEO. During this

period, Albert became the founding president of the Philippine E-Money Association.

Immediately prior to joining GoTyme, he was SVP, Digital Payments and Agency Banking for

Robinsons Bank. Albert has a Bachelor of Science degree in Hotel and Restaurant

Administration from the University of the Philippines and completed the Oxford FinTech

Program from the University of Oxford Saïd Business School. He is also a certified coach

from the International Coaching Federation.